Looking to purchase or refinance a home? Call Tracie Schmidt NMLS#269424 with the Schmidt Team for your home purchase or home refinance pre-qualification. If you are a first time home buyer in San Diego County use The Schmidt Team for your first time home buyer needs. The Schmidt Team empowered by NEXA Mortgage provides quick and efficient loan closings. The Schmidt Team with NEXA Mortgage has been in San Diego for over 22 years and has helped many families get into a home in the San Diego area with great mortgage loan programs. For First time home buyer mortgage information in San Diego County and throughout California contact Tracie Schmidt with The Schmidt Team for your home loan and mortgage needs. Contact Tracie Schmidt with The Schmidt Team at 858-336-5200 to get pre qualified for your home purchase today. Work with a mortgage team that has great mortgage loan programs for FIRST TIME HOME BUYERS. VA financing is a great home buyer program if you have the VA benefit. VA financing allows zero down payment if you qualify. FHA financing is also a great FIRST TIME HOME BUYER option with low down payment options. Contact Tracie Schmidt with The Schmidt Team serving San Diego and all of California for your mortgage home loan needs. NMLS #269424