Consumers National Bank--A Brief History A dedicated group of businessmen from Minerva, Ohio, worked tirelessly to realize their dream of an independent, community-focused bank. On August 30, 1965, the Office of the Comptroller of the Currency granted a charter to Minerva National Bank. With five employees and assets of $300,000, the bank's first branch and corporate offices were opened in Minerva on September 7, 1965. As the bank grew and looked toward expansion, Minerva National Bank became Consumers National Bank in April of 1975. In July of that same year, a second branch office was opened in Salem, Ohio and in September, Romain "Bud" Fry became the President and Chairman of the Board.