Ascend Insurance is an Independent Insurance Agency representing 0ver 50 different insurance companies located in Palm Desert, California. Ascend Insurance's goal is to provide excellent customer service with a variety of coverage at an affordable rate. No Broker Fees! If you are looking for personal, commercial, or financial insurance services, this is the place to find it all. Ascend Insurance offers all types of personal insurance coverage including auto, homeowners, motorcycle, boat, life and health.